Privacy Policy

of CashDiscountClub.com and all related websites:

At CashDiscountClub.com we take our ethical responsibilities and your privacy seriously by recognizing that your privacy is important. We have a strong commitment to providing excellent service to all our customers, visitors to this Web Site, and other users of our products and services, including respecting your concerns about privacy. This Privacy Policy discloses how we collect personal information, the types of personal information we receive and collect, our use and disclosure of current and former consumer information, as well as the steps that we take to safeguard your information. If you use this site, you understand and agree to the CashDiscountClub.com Privacy Policy in effect at the time of your use, and any other terms and conditions posted on the site. We hope that this disclosure will help increase your confidence in our products and services, and enhance your experience. Therefore, in compliance with industry standards and regulations enforced typically by federal and state governments, we abide by the following Privacy Policy.

Information Collection and Use

This Privacy Policy applies to all users of our products and services (“Consumers”), including those who have used our website (“Web Site”), which is owned by 6 Thirteen 79, Inc., a Nevada corporation (“Owner”). Please note that this policy applies only to this Web Site, and services wherein CashDiscountClub.com determines the purposes or means of processing your personal information, and not to web sites maintained by other companies or organizations to which we link, or business partners to whom we provide your information, based on your requests as relating to the product or service in which you are interest, and for whom we serve as service providers. Alternatively, the information CashDiscountClub.com collects on behalf of a third party, to whom we provide marketing services, may be subject to both this Privacy Policy, and the third party’s privacy policy. For more information on those companies or organizations’ personal information practices, and your rights, please visit their respective privacy policies.

Personal information is information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a natural person or household, such as a real name, postal address, e-mail address, telephone number, payment information, and account ID (“personal information”). When other information is directly associated with personal information, that information may also be considered personal information. Information that is aggregated, de-identified, or anonymized is not considered personal information. Publicly available information, as that information is defined by applicable law, also may not be personal information.

A subset of personal information we collect is defined as “sensitive personal information,” as defined by applicable law, and includes categories as described below.

We collect, use, share, and/or store the following types of personal information, either online or on the phone, and either automatically, from you directly, or from third parties (including publicly accessible sources, marketing vendors, data aggregation businesses, and others), for the business purposes as outlined in this Privacy Policy, depending on how you interact with us:

Personal Information:

(1) Identifiers, such as full name, postal address, shipping address, internet protocol (IP) address, primary and secondary phone numbers, e-mail address, and customer record information, including caller ANI, account number, and service address;
(2) Payment-related information, including bank account or credit card information,
(3) Audio information, including voice recordings of telephone calls,
(4) Communications and other content, including other personal information you may provide through webforms, chat, and other means, and
(5) Internet or network activity, such as you interaction with an advertisement, and other information obtained from cookies and clear gifs, as described further below.

Sensitive Personal Information:

You may request that use of your sensitive personal information be limited by filling out the form titled “Limit Use of My Sensitive Personal Information” linked at the bottom of this privacy policy or in the footer of this webpage, or by contacting us. If you are a Virginia, Colorado, Utah, or Connecticut resident, we do not collect or process your sensitive data (as defined in those states’ laws) without your consent.

We may collect personal information (including sensitive personal information and other personal information) at the following times:

(1) when you register to receive communications from this website or any website owned by the owner of CashDiscountClub.com,
(2) when you seek information or apply for products and services offered through this website or any website owned by the owner of CashDiscountClub.com,
(3) when you enter promotions or sweepstakes offered by this website or any website owned by the owner of CashDiscountClub.com,
(4) when you provide personal information to us through feedback, survey, or other forms hosted on this site or any website owned by the owner of CashDiscountClub.com,
(5) when you visit our Web Site, including through cookies and clear gifs, as described further below, and
(6) when you contact us.

We may collect your personal information in order to:

(1) process and fulfill your requests for information, products, and services,
(2) solicit your opinions and other feedback,
(3) conduct research,
(4) customize the advertising and content you see and receive,
(5) improve our products and services,
(6) maintain the security of our Web Site and systems, and to investigate or prevent fraud or abuse,
(7) evaluate or conduct a merger restructuring, sale, or other corporate transaction in which personal information is among the assets transferred,
(8) provide reporting for internal and external clients, and
(9) other lawful purposes.

In addition, we may receive information about you from other sources, such as service providers and unaffiliated third party marketing companies, for marketing and tracking purposes. We may add the information we receive about you through those means to your existing account. Like other web sites, we also automatically receive and record certain types of information every time you visit us. We use “cookies” and the other information to enhance your experience and present you with personalized offers. Likewise, we use third-party advertising companies to distribute and track advertisements appearing on our web site. These companies may employ cookies and action tags to measure advertising effectiveness. More information about cookies can be found in our Cookies and IP Addresses section below.

At any point, CashDiscountClub.com reserves the right to collect additional consumer information. This Privacy Policy will be updated periodically to reflect those changes.

Insurance Customers and Clients

If you are a customer for whom we process an insurance application, we will collect additional information in connection with your application for insurance. This may include items necessary for processing your application, such as:

1) medical record number, Medicare beneficiary identifier, or other health record number; and
2) personal health and demographic information about you and those dependents for whom you plan to receive coverage.

We do not sell or share the personal information of our insurance customers for whom we process an insurance application, or our insurance clients to whom we provide services, which personal information we collect and solely use in the performance of such services. We may, however, sell or share your personal information (as disclosed elsewhere in this Privacy Policy) that we collect through other interactions we may have with you, such as when you visit our marketing web properties.

Cookies and IP Addresses

To serve you more efficiently and effectively, we use “cookies” technology. A cookie is a piece of data stored on the user’s hard drive that contains information about the user. Cookies are linked to particular devices over time, and may be linked to other personal information we obtain. Cookies enable a web site to “personalize” itself for each user and reduce the time it takes for pages to load on your computer. In order to optimize your experience, cookies also help with the collection of customer tracking data. We may also capture customer tracking data on some of our partner’s web sites, related to activity involved with the completion of offers listed on our web site. This information is used to monitor the performance of our partners. If you reject cookies, you may still use our site, but your ability to use some areas of our site will be limited. We also keep track of Internet Protocol (IP) addresses and may disclose your IP address during the course and scope of our business. An IP Address is a number that is used by computers on the network to identify your computer every time you log on to the Internet.

Your browser or device may offer settings that allow you to choose whether browser cookies are set and to delete them. For more information about these controls and to exercise your cookie preferences, visit your browser or device’s help material. If you choose to reject cookies, as noted above, you may not be able to use certain features of our websites and services. To learn more about Cookies, visit https://www.allaboutcookies.org.

We permit some of our non-affiliated business partners (e.g., advertisers) use cookies on our site. We have no access to or control over information collected from such cookies. This Privacy Policy covers the use of our cookies only and does not cover the use of cookies by any advertisers.

Information Selling and Sharing

Sale or “Sharing” (for targeted advertising) of Your Personal Information

We may sell (as that term is defined broadly by applicable law) or share (as defined by the California Privacy Rights Act), including for targeted advertising (as that term is defined by the Colorado Privacy Act, the Virginia Consumer Data Protection Act, the Utah Consumer Privacy Act, and the Connecticut Data Privacy Act), your personal information to the following categories of third parties, and/or under the following circumstances:

• Partners, sponsors, advertisers, service providers and marketers lookup and reference services and any other entities that CashDiscountClub.com believes are able to provide Consumers with special offers and opportunities, including retail opportunities, that relate to the requests you have made. These businesses include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation and email marketing. In each case, you will have agreed to receiving such information. For example, if you have requested a quote for a service from a particular company, we will share your information with that company to facilitate your request.
  • Additionally, CashDiscountClub.com may share aggregated information with select companies that wish to reach a particular Consumer target audience (e.g., female Consumers between the ages of 25-35, who have an average household income of over $50,000.00). This information will allow these entities to provide relevant offers to specific Consumers.
  • In compliance with applicable laws, CashDiscountClub.com may provide identifiers and health information to advertisers who may provide offers and opportunities.

In the past 12 months, we have (a) sold or shared: identifiers and health information, and (b) disclosed for business purposes: identifiers, audio information, communications and other content, internet or network activity, and sensitive information.

CashDiscountClub.com prohibits the sale or transfer of personal information to non-affiliated entities for their use without giving you the opportunity to opt-out. CashDiscountClub.com has no control over such party’s information handling practices and is not responsible for any failure of such party to adhere to this Privacy Policy.

Other Transfers of Information to Third Parties

We may additionally transfer information to third parties in the following situations, which are not selling or sharing, as defined by applicable law:

• When you request quotes or request to be contacted through CashDiscountClub.com or our other sites that we operate, you are authorizing us to share information with our business partners who may contact you by (i) phone, including without limitation any prerecorded or automated telephone call to any telephone number including without limitation any wireless telephone number, which could result in charges to you, (ii) SMS text message; provided, however, that any consent for such SMS text message shall not be provided to any third party, (iii) email, or (iv) mail. We may also contact you through any of the above means. If you do not want further communication from them or us, please notify the person or entity that contacts you directly.
  • In some cases, we may require the use of third party vendors or outside companies to operate portions of the CashDiscountClub.com web site and/or to provide certain services including clerical, information processing and shipping services. The particular section of the web site may have a similar appearance as the CashDiscountClub.com site, and information submitted through these outside third parties are subject to this Privacy Policy unless otherwise stated. When you sign up for our services, we will share only as much information as is necessary for the provision of those services. We require that all third parties, hired by CashDiscountClub.com, comply with our Privacy Policy in order to keep your information safe and secure. These third parties are prohibited from using or sharing your personal information for any purpose other than the job they were hired to do.
  • With other persons, if we believe it is necessary to 1) comply with applicable laws; (2) respond to governmental inquiries; (3) comply with valid legal process; or (4) protect the rights or property of CashDiscountClub.com, web sites or other Consumers.
  • In connection with, or during the negotiation of, any merger, sale of company stock or assets, financing, acquisition, divestiture, or dissolution of all or a portion of the business. Any successor company will continue to be bound by this Privacy Policy, unless it is modified as described by this policy.

SMS Communications

By opting in to receive SMS communications from CashDiscountClub.com, you consent to receiving promotional messages, updates, and offers via text message. Message frequency may vary. Standard message and data rates may apply.
To receive SMS messages, text START to 1-855-917-2759. By doing so, you agree to this privacy policy. To stop receiving SMS messages, reply with “STOP”. You will no longer receive messages from us, though standard message and data rates may still apply. Please note that any consent for any such SMS communication shall not be provided to any third party.

Advertisements & Pop Up Windows

On occasion, you may receive advertisements for CashDiscountClub.com from third parties. These advertisements are served by the third party web site that you have visited or directly from this website or any site owned by the owner of CashDiscountClub.com. In addition, such advertisements may be placed by third party ad servers or ad networks. We maintain relationships with a number of the third party ad networks currently operating. You may find more information at the web site of either the individual ad network or the network advertising initiative. Your relationships, transactions and any opt-out requests with any such third party are governed by the specific policy such third party has, and not those of CashDiscountClub.com.

CashDiscountClub.com Marketing Opting-Out

We offer you choices when we ask for personal information, whenever reasonably possible. We provide you the opportunity to “opt-out” of having your personal information used for certain purposes, when we ask for this information. You may decline to provide personal information to us and/or refuse cookies in your browser, although some of our features or services may not function properly as a result.

If you no longer wish to receive newsletter and promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or communication or by emailing or calling us per the information contained on our contact page. You may continue to receive email communications from us up to ten (10) business days from the time we receive your unsubscribe request.

Please note that CashDiscountClub.com can only control its own mailing list and policies. Our business partners may maintain their own mailing lists, and you may need to contact these parties directly in order to stop receiving their communications. Third party advertisers may also advertise our services, and you may have provided those third party advertisers consent to receive those communications directly. Where that is the case, you may need to contact those third parties directly in order to stop receiving their communications. Although CashDiscountClub.com only supports permission-based emails, CashDiscountClub.com does not obligate itself to restrict third parties advertising CashDiscountClub.com beyond that which is required by applicable law.

Third Party Links

This Privacy Policy applies to all information that CashDiscountClub.com collects. However, when you visit web sites to which CashDiscountClub.com provides a link, keep in mind you will be interacting with a third party that operates under its own privacy and security policies, and terms of use. If you choose to obtain certain services through a third party site, the data collected by the third party is governed by that third party’s privacy policy. A third party site will also have its own policy regarding the use of cookies and clear gifs. We encourage you to review the privacy policies and terms of use of any other service provider from whom you request services.

Minors

You must be at least 18 years old to use this web site. We do not knowingly collect, use, or disclose personal information about visitors under 18 years of age. If you are under 18 years of age, you may not use the services offered on our web site unless they are used with the consent, permission and supervision of your parents or guardians.

Updating Your Information

If you want to access or update the personal information you submitted to CashDiscountClub.com please e-mail us at customerservice@CashDiscountClub.com

Questions and Suggestions

If you have any questions, concerns or suggestions about our Privacy Policy, you may contact us:

By sending an email to: customerservice@CashDiscountClub.com

Unless otherwise stated above, CashDiscountClub.com retains personal information only as long as required to fulfill the purposes described above, or as required by law.

We use the following criteria to determine how long to retain personal information:

• Our relationship with you, and the products and services we provide to you
  
  • Your requests to us regarding your information, or our products or services
  
  • Any legal obligations to retain the data, or for our own legal purposes (such as enforcing our agreements or litigation)
  
  • Technical considerations, and level of protections in place for your personal information

Changes to this Privacy Policy

CashDiscountClub.com reserves the right to update or modify this privacy statement at any time. The provisions contained in this Privacy Policy supersede all previous notices or policies regarding our privacy practices. We encourage you to check our site frequently to see the current privacy statement and to be informed of how we are committed to protecting your information and providing you with improved content on our website in order to enhance your online experience. Upon any material changes to the policy statement, we will post those changes to this privacy statement, the homepage, and/or other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. Our Privacy Policy will indicate the date it was last updated. Your continued use of our site will signify your acceptance of the changes to our Privacy Policy.

Your California, Colorado, Virginia, Utah, and Connecticut Privacy Rights

CCPA, CPRA, VCDPA, CPA, UCPA, and CTDPA

The California Consumer privacy Act of 2018 (the CCPA) and the California Privacy Rights Act of 2020 (CPRA) may offer you additional rights as a California resident, the Virginia Consumer Data Protection Act (VCDPA) may offer you additional rights as a Virginia resident, the Colorado Privacy Act (CPA) may offer you additional rights as a Colorado resident, the Utah Consumer Privacy Act (UCPA) may offer you additional rights as a Utah resident, and the Connecticut Data Privacy Act (CTDPA) may offer you additional rights as a Connecticut resident, as detailed below. Certain requests may require verification, which involves matching data you provide through your request with data that we have previously collected. We may also require email verification prior to sending requested information to your email address. For authorized requests, you may be required to provide confirmation via the email address that we have on file. If the email address does not match, we may specify additional steps to confirm such authorization.

Right to Transparency

In accordance with California Civil Code Sec. 1798.100, businesses that collect personal information of California resident users have a responsibility to provide notice to the consumer regarding (1) The categories of personal information to be collected and the purposes for which the categories of personal information are collected or used and whether that information is sold or shared, (2) the categories of sensitive personal information to be collected and the purposes for which the categories of sensitive personal information are collected or used, and whether that information is sold or shared, and (3) the length of time the business intends to retain each category of personal information, including sensitive personal information, or if that is not possible, the criteria used to determine that period, among other information.

In accordance with the VCDPA, the CPA, the UCPA, and the CTDPA, businesses that collect personal information of Colorado ,Virginia, Utah, and Connecticut consumers have a responsibility to provide notice to the consumer regarding the categories of personal information to be collected and the purposes for which the categories of personal information are collected or used and whether that information is sold or shared. For information on how your personal information is collected and used, please read this Privacy Policy in its entirety

Right to Request Access to Personal Information

In accordance with California law (under California Civil Code Secs. 1798.100, 1798.110, and 1798.115), the VCPDA, the CPA, the UCPA, the CTDPA and other applicable state and federal regulations, you may request confirmation of whether your information is being processed and a portable report of personal information collected about you, the categories of sources from which such personal information was collected, the purpose of such collection and the categories of third parties with whom your personal information was shared or sold. This complimentary report may be requested twice in a twelve-month period and will be provided within forty-five (45) calendar days from the request submission date upon verification of your identity. A request authentication measure is in place to ensure that your personal information is not being distributed to the wrong parties. Failure to comply with all necessary steps will result in an incomplete request and your consumer information report will not be sent. You may opt to receive your report electronically or by postal mail.